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Sprout a New Money Mindset

Believe it or not, how you think about money affects your personal finances. You could learn the most powerful steps to financial freedom, but if you don’t believe in them, you’ll never reach your goals.

Understanding your money mindset, how to change yours, and why it’s important will help you achieve your personal financial goals. No one can do it for you – it’s up to you.

What is a Money Mindset?

A money mindset is your beliefs about money. How you think about money influences your decisions to spend, save, and even budget.

If you have a positive money mindset, you feel in control of your money. You know when you can spend and don’t beat yourself up for large purchases. But you also know when to say ‘no.’ You don’t try to keep up with the Joneses, and you believe you will meet your financial goals.

If you have a negative money mindset, you beat yourself up over your debt and feel like you’ll never get out of it. You may hold a grudge against the people around you who have ‘more’, and you aren’t confident in your abilities to budget, save, and invest.

How can I Create a Positive Money Mindset?

At this point it’s obvious you need a positive money mindset, but how do you get it?

Step 1: Recognize your Negative Thoughts

You can’t change something you aren’t aware that you do. Listen to yourself and how you talk about money. Is it positive or negative?

If you have negative thoughts, explore the reasons why and think about how you can change them. How could you look at the situation differently? If you can’t, enlist the help of a loved one or even a professional.

Step 2: Set your own Goals

Don’t worry about what anyone around you has or does. Focus on yourself. What are your financial goals? What do you want to achieve today, tomorrow, and 20 years from now? How can you make those goals a reality?

Step 3: Create Good Habits

The only way to reach your goals is to create new habits. Start small – don’t overwhelm yourself. Whether you start budgeting because you didn’t before or you find small ways to enjoy spending money and not make yourself feel guilty – choose one area you want to work on and make small changes.

As you master one habit, start more habits, all the while staying mindful of your mindset. Do you feel your attitude toward money changing? If not, keep working on those habits and how you think about money.

Why is Money Mindset Important?

Your money mindset is more important than the amount of money you make or the money you save each month. Without a positive mindset, you’ll never feel ‘good’ about money. If you don’t feel good, you won’t ever reach what you consider financial freedom.

Start today implementing small changes in your financial life so you too can enjoy financial freedom like those around you.

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About Me


I am Certified Financial Educator and Author of Mental Wealth. I believe financial success starts in the mind. You mindset towards money will shape every decision you make. I have dedicated my life to helping others understand what mindset they need to win with money and build true wealth.


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