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Sprout a New Money Mindset

Believe it or not, how you think about money affects your personal finances. You could learn the most powerful steps to financial freedom, but if you don’t believe in them, you’ll never reach your goals.


Understanding your money mindset, how to change yours, and why it’s important will help you achieve your personal financial goals. No one can do it for you – it’s up to you.


What is a Money Mindset?


A money mindset is your beliefs about money. How you think about money influences your decisions to spend, save, and even budget.


If you have a positive money mindset, you feel in control of your money. You know when you can spend and don’t beat yourself up for large purchases. But you also know when to say ‘no.’ You don’t try to keep up with the Joneses, and you believe you will meet your financial goals.


If you have a negative money mindset, you beat yourself up over your debt and feel like you’ll never get out of it. You may hold a grudge against the people around you who have ‘more’, and you aren’t confident in your abilities to budget, save, and invest.


How can I Create a Positive Money Mindset?


At this point it’s obvious you need a positive money mindset, but how do you get it?


Step 1: Recognize your Negative Thoughts


You can’t change something you aren’t aware that you do. Listen to yourself and how you talk about money. Is it positive or negative?


If you have negative thoughts, explore the reasons why and think about how you can change them. How could you look at the situation differently? If you can’t, enlist the help of a loved one or even a professional.


Step 2: Set your own Goals


Don’t worry about what anyone around